History says the subscriber list is lost, so Mr. Local History is trying to rebuild it.
We wanted to begin this addition to our Somerset Hills train history series with the story behind what became widely known as the Millionaires Express. Officially, it was the Gladstone Car Subscription service, a special arrangement on the Delaware, Lackawanna and Western Railroad that carried some of the wealthiest commuters in America between the Somerset Hills estates and their offices in New York City. If you have not yet read our background story on the service, you can find it linked at the bottom of this post.

Our goal in this installment is to begin reconstructing the lost subscriber list of that famous club car service.
The Delaware Lackawanna and Western quickly embraced the “Club Car concept” because it guaranteed steady revenue from a loyal group of passengers. The railroad supplied and maintained the car while the subscribers paid the additional membership fee and often managed the waiting list. On the DL&W Gladstone Branch serving the Somerset Hills estates, these subscription cars were typically placed at the rear of the train. They carried a regular group of prominent commuters traveling between Bernardsville, Far Hills, Peapack, and Gladstone, and their offices in New York. Over time, the concentration of wealthy riders led the service to be widely known as the Millionaires Express.
For the wealthy residents of the Somerset Hills, the daily trip to New York was not simply a commute. It was a social ritual. On the trains of the Delaware Lackawanna and Western Railroad that ran between Hoboken and the Somerset Hills, the exclusive Gladstone Club Car Subscription became the centerpiece of an experience that was later coined “The Millionaires Express.” Early 1900s subscription estimates were found to cost about $20 per month ($100 to $150 per year) for a club car membership (about $3,500 to $5,000 today).
Who’s On the List
The starting point for our research was a dramatic event: the June 5, 1908, derailment of the Millionaires Express near Millington. Newspaper accounts of the accident listed many of the passengers riding in the two private subscription cars that were attached to the rear of the train. Each of these cars typically carried up to 30 regular subscribers, and reports from the era frequently described the service as fully subscribed with waiting lists for available seats.
Using the passenger names identified in the 1908 accident reports as a foundation, we began assembling what we believe may be a list resembling the early 1900s subscription list. From there, additional names emerged through estate records, club memberships, railroad references, and contemporary newspaper accounts.
DISCLAIMER:
Our dataset, which follows, is very much a work in progress and may contain individual errors or omissions that future research will refine. Still, it offers a valuable starting point for understanding who these commuters were, what professions built their fortunes, and the grand estates in the Somerset Hills they created. Together, these men helped shape the character of the region, all tied to their daily journey to New York aboard the train that locals came to call the Millionaires Express, known today as the Peapack Gladstone Line.
A few items to consider about our data:
- Names are alphabetical
- Numbers are to count the prospective list and are not related to any subscriber number.
- Probability Index ranking goes from 10 highest to 1 Lowest
- High Probability ties to those identified in the 1908 Millionaires Express accident. Also, if you work in NYC and you have a home in the Somerset Hills, there’s a high probability you’d be on the Club Car subscriber list.
- The subscriber list would cap at 60, as there would be 30 seats in each of the two club cars.
- Rumors were that there was a waiting list.
- To get on the list, you needed to have two references from current members and pay a $ 20-per-month fee in addition to your travel pass ticket.
- Services such as the Gladstone Line Subscriber List were rolled out alongside several other rail companies. Still, in New Jersey, the Delaware, Lackawanna & Western Railroad was a large supplier of the club car experience.
- If our data needs fixing, please let us know. We’d appreciate any sources you may provide as well (use the comments section at the end of the post).
- Finally, this is a work in progress, but it’s fun to rebuild the potential list.

| Name | Title | Company | Somerset Hills Home | Estate Built (est). | Train Station | Involved in 1908 Accident? | MLH Confidence | |
| 1 | Frederick Ballantine | Vice President | P Ballantine and Sons Brewery | Bernardsville | Yes | 10 | ||
| 2 | George Ballantine | Executive | P Ballantine and Sons Brewery | 0 | Bernardsville | Yes | 6 | |
| 3 | Edward J Berwind | Coal Magnate | Berwind White Coal Mining | Highwood | 1895 | No | 9 | |
| 4 | Clinton Ledyard Blair | Banker and Financier | Blair and Company | Blairsden | 1903 | Peapack | No | 10 |
| 5 | James Cox Brady | Financier and Sportsman | Utility and Banking Interests | Hamilton Farm | 1911 | Peapack | No | 9 |
| 6 | Charles W Chapin | Director | New York New Haven and Hartford Railroad | 0 | Yes | 7 | ||
| 7 | James B Colgate | Industrialist | Colgate and Company | Mingary | 1887 | No | 9 | |
| 8 | Frederick Cromwell | Banker and Partner | Mutual Life Insurance Company | Cromwell Estate | 1895 | No | 7 | |
| 9 | Seymour Cromwell | Banker and Partner | Cromwell Banking Interests | Cromwell Estate | 1895 | No | 7 | |
| 10 | George D. Cross | Treasurer – Gladstone Club Car Committee | First Mayor of Bernardsville 1924 | Cross Estate | Bernardsville | No | 10 | |
| 11 | John F. Dryden | Former Senator | President Prudential Insurance Company | Bernardsville | No | 10 | ||
| 12 | Forrest F. Dryden | Son of John Dryden | Bernardsville | No | 10 | |||
| 13 | J M Deen | Judge | New Jersey Judiciary | 0 | Yes | 4 | ||
| 14 | A F Dillon | Chief Counsel | Western Union Telegraph Company | 0 | Yes | 6 | ||
| 15 | Leon Emmons | Brakeman | Delaware Lackawanna and Western Railroad | 0 | Yes | 1 | ||
| 16 | Percy E Fiske | Banker and Financier | Wall Street Banking Interests | Fiske Estate | 1895 | Yes | 7 | |
| 17 | Malcolm Forbes | Publisher | Forbes Magazine | Timberbrook | 0 | Far Hills | No | 10 |
| 18 | Henry J Hardenbergh | Architect and Principal | Hardenbergh Architectural Practice | Hardenbergh Estate | 1892 | Gladstone | Yes | 8 |
| 19 | John H Hanna | Financier | Wall Street Financial Interests | 0 | Yes | 6 | ||
| 20 | W L Heywood | Treasurer | New Jersey Zinc Company | Heywood Estate | 1895 | Yes | 6 | |
| 21 | A W Howell | Local Businessman | Bernardsville Business Interests | 0 | Yes | 2 | ||
| 22 | William Jamison | Drug Manufacturer and Owner | Jamison Drug Manufacturing Company | 0 | Yes | 6 | ||
| 23 | Adrian H. Joline | Lwayer | New York law and receiver for the Metropolitan Street Railway Company | |||||
| 24 | Walter Graeme Ladd | Philanthropist | Ladd Family Estate | Natirar | 1912 | Peapack | No | 8 |
| 25 | William L Libbey | Scientist and Professor | Princeton University | Libbey Estate | 1890 | No | 6 | |
| 26 | Richard V Lindabury | Attorney | Lindabury Depue and Faulks | Meadowbrook Farm | 1890 | Bernardsville | No | 9 |
| 27 | Clarence Blair Mitchell | Banker and Financier | Investment Banking Interests | Pennbrook | 1890 | Peapack | Yes | 10 |
| 28 | George Rudolf Mosle | Industrialist | Sugar Industry Interests | Hillandale | 1906 | Gladstone | No | 7 |
| 29 | Frederick P Olcott | President | Central Trust Company of New York | Oak Knoll | 1890 | Bernardsville | Yes | 10 |
| 30 | William H. Page | Lawyer | ||||||
| 31 | George B Post | Architect and Founder | George B Post and Sons Architects | Kenilwood | 1893 | Bernardsville | Yes | 9 |
| 32 | John S Phipps | Industrialist | Carnegie Steel Interests | 1898 | No | 9 | ||
| 33 | Charles Pfizer | Industrialist | Pfizer and Company | Pfizer Estate | 1895 | Bernardsville | No | 6 |
| 34 | Percy R Pyne | Banker and Financier | Pyne Banking Interests | 1895 | Bernardsville | Yes | 10 | |
| 35 | William Prout | Attorney | Newark Legal Practice | 0 | Yes | 4 | ||
| 36 | George L Rives | Diplomat | US Diplomatic Service | Rives Estate | 1898 | No | 7 | |
| 37 | Grant B Schley | Banker | Schley Banking Interests | Froh Heim | 1910 | Far Hills | No | 9 |
| 38 | Fred Schweickhardt | Proprietor | Schweickhardt Butcher Shop Bernardsville | 0 | Bernardsville | Yes | 2 | |
| 39 | Charles Scribner | Publisher | Charles Scribner’s Sons | Scribner Estate | 1895 | No | 8 | |
| 40 | Charles Steele | Financier | J P Morgan and Company | Steele Estate | 1895 | No | 8 | |
| 41 | J M Stewart | Financier | Wall Street Financial Interests | 0 | Yes | 6 | ||
| 42 | T P Stokes | President | Central Trust Company of New York | 0 | Yes | 7 | ||
| 43 | Robert Livingston Stevens | Industrialist and Railroad Pioneer | Stevens Institute / Engineering Interests | Stevens Estate | 1892 | Bernardsville | No | 8 |
| 44 | Hamilton McKown Twombly | Financier | Vanderbilt Interests | Stronghold | 1886 | Bernardsville | No | 9 |
| 45 | Frederick Webb | Railroad Financier and Director | Vanderbilt Railroad Interests | 0 | Yes | 7 | ||
| 46 | Seymour Webb | Railroad Financier and Director | Vanderbilt Railroad Interests | 0 | Yes | 7 | ||
| 47 | Schuyler Skaats Wheeler | President | Crocker Wheeler Company. | Wheeler Estate | 1898 | Yes | 6 | |
| 48 | Frederick S Wight | Banker | New York Banking Interests | Wight Estate | 1895 | No | 6 | |
| 49 | Harry Payne Whitney | Sportsman and Financier | Whitney Family Interests | Whitney Estate | 1910 | No | 8 | |
| 50 | Howard P Whitney | Industrialist | Whitney Family Interests | Whitney Farm | 1908 | No | 8 | |
| 51 | Henry Whitney | Industrialist | Whitney Family Interests | Whitney Farm | 1908 | No | 7 | |
| 52 | Henry Young | Assemblyman | New Jersey State Legislature | 0 | Yes | 5 |
See What it Was Like on the Millionaire’s Express
You Know the People – Now Their Estates
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